10 Best Affordable Engagement Rings (2023)

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by Suzanne Sachs 5 min read




An engagement ring does not need a hefty price tag to be a stunning and meaningful piece of jewelry. No matter what a couple’s budget is or how much they may or may not choose to spend on an engagement ring, even the most affordable engagement ring can be a priceless to the couple that shares it. These 10 affordable engagement rings are amazing designs we love that can suit any smaller budget.



In this guide, we will explain the following:

  • How to choose an affordable engagement ring?
  • 10 best affordable engagement rings
  • Solitaire rings
  • Cluster rings
  • Vintage rings
  • Birthstone rings
  • Cluster rings
  • Promise rings
  • Stackable rings
  • Simple wedding bands
  • Wedding ring sets
  • Gemstone rings
  • Flower rings
  • Choosing affordable engagement rings

How To Choose an Affordable Engagement Ring?

“Affordable” will vary from couple to couple. The three-month income rule is often cited as an appropriate budget for an engagement ring, but this is a fabricated guideline that has no basis in how meaningful a ring may be. Some couples have smaller budgets due to income limits, other expenses, or debt commitments, while other couples prefer to save their money for other costs such as the wedding itself, a new home, a luxurious honeymoon, or starting their family rather than spending more on an engagement ring. Some couples even prefer not to spend extravagantly on an expensive engagement ring that may be damaged with daily activities.

Every couple should carefully discuss their engagement ring budget long before shopping for this very important piece of jewelry. Understanding the budget and why that limit is important can help the couple choose the perfect ring that will suit their price preferences just as well as it will suit their fashion preferences.


10 Best Affordable Engagement Rings

There are many options for gorgeous engagement rings at any price point. For rings that are typically lower in price, these styles are our absolute favorites for distinction and beauty...


• Solitaire Rings

The classic solitaire ring is an absolute stunner at any price point, and there are affordable options for any couple that prefers this traditional look. Choosing an elongated diamond cut, such as the emerald, oval, pear, or marquise, can make a more affordable diamond look larger and more eye-catching.


• Cluster Rings

Smaller diamonds can be set into clusters to simulate larger carat sizes but for much more affordable prices. This is common with clustering several princess-cut stones into a larger setting or using multiple small diamonds in a halo setting around a central stone to give it an even larger appearance, but without a larger budget.


• Vintage Rings

Vintage engagement rings can be stunning, and are often more affordable than modern rings. This is especially true of antique or estate rings that may show more wear, but these rings can easily be cleaned up and repaired if needed, restoring them to their former glory for lower budgets.


I've purchased two vintage rings from Suzanne over the past decade and my wife has loved both. Great service, communication and speedy delivery.”

 Lee S verified buyer

• Birthstone Rings

A birthstone ring has the added symbolism of a beautiful gemstone, which might represent the date of the marriage proposal, the forthcoming wedding, when the couple met, or any other significant date. The ring might even incorporate more than one birthstone for even more layers of meaning.


• Promise Rings

Promise rings are smaller, more delicate styles are often perfect for smaller budgets. These are ideal engagement rings for smaller hands or thin fingers that may be overwhelmed by larger styles, or can be easily combined with a wedding band for a more elaborate ring as the couple’s relationship advances.


• Stackable Rings

Another thin, delicate style, stacking rings are intended to be layered together. The engagement ring can be the beginning of a meaningful stack that may one day include the wedding band, anniversary rings, or other significant styles. These rings allow for the ultimate customization and personalization as the stacks are changed over time.


Suzanne was amazing! I utilized the layaway service and it was a breeze. Ring made its way to Texas and was even more gorgeous in person."
 Chloe G verified buyer

• Simple Wedding Bands

An engagement ring does not have to include diamonds or gemstones. Some couples choose to use a plain band, or one with just simple small diamond accents, as the engagement ring, while saving the more expensive, elaborate diamond ring to use as the wedding ring when the time comes.



• Wedding Ring Sets

While a wedding ring set that includes a matched engagement ring as well as the coordinating wedding ring may seem more expensive at first, but it can actually be a much more affordable option than purchasing the two rings separately. This can be a great savings for a budget-conscious couple.


• Gemstone Rings

For a colorful statement that can be far more affordable than a diamond, choose a gemstone ring. This might be a birthstone or other symbolic gem, or could just be a favorite gemstone or even a favorite color. When worn as a solitaire, there is no mistaking the overall meaning of the piece as an engagement ring.


My experience with Vintage Diamond Ring was so excellent I really had to think about it for a while. First their selection of jewelry is profound. The quality is superior.”

 Claude P verified buyer

• Flower Rings

Special designs as engagement rings can be very meaningful and creative options for this piece of jewelry. Floral designs, such as those often found in Victorian engagement rings, are a popular romantic option, as are claddagh rings or heart shapes. Other shapes popular for affordable engagement rings include knots, hearts and initials.


Choosing Affordable Engagement Rings

Ultimately, choosing the engagement ring carefully no matter what the price point is the most essential step in finding the perfect ring. An affordable engagement ring should not be chosen quickly or casually, and knowing the style and fashion preferences of that special someone will ensure the ring is one that will be cherished for many years to come.


Find answers to Frequently Asked Questions or contact us here.

Antique Engagement Rings For Everyone:

No matter which era is your favorite, these time-honored rings have a rich history and individualized character and will continue to have a timeless beauty and elegant appeal that is part of a legacy to pass on to future generations.

Find The Perfect Engagement Ring:

Antique diamond cuts are prized not only for their beauty but also for their exquisite attention to detailing and faceting. If you’re looking for a ring with a sense of glamour, sophistication and vintage charm, explore our collection of vintage engagement rings today!


Suzanne Sachs

Suzanne has always believed vintage rings can change lives. She's been in the jewelry industry for over 35 years, working with vintage jewelers, diamond dealers, diamond cutters, and gemologists. Suzanne started Artdecodiamonds in 2000 and understood the demand for vintage rings throughout the world. She ultimately started in 2014, and understands each vintage ring is a reflection of you – your history, your relationships, your style, your elegance and is honored to have the opportunity to help you showcase your flair in a unique and exquisite way.


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